Morgan Stanley's killer year — Buy now, pay later explosion — Ex-Goldman banker 'cheated' by billionaire Summary List Placement Good morning and welcome to Insider Finance. I'm Dan DeFrancesco, and here's what's on the agenda today: Morgan Stanley CFO Jon Pruzan shares some thoughts on how the bank has positioned itself for big growth. Inside a subreddit dedicated to blank-check companies that's looking to avoid the retail hype and YOLO memes on WallStreetBets. Jide Zeitlin, a former Goldman partner, said he was 'cheated' by an IT billionaire who lent him $38 million. If you're not yet a subscriber, you can sign up here to get your daily dose of the stories dominating banking, business, and big deals. Like the newsletter? Hate the newsletter? Feel free to drop me a line at ddefrancesco@businessinsider.com or on Twitter @DanDeFrancesco . Inside Morgan Stanley's blowout year, the culmination of James Gorman's decade-long war to win Wall Street 2020 was a big year for Morgan Stanley, inking monster big deals with E-Trade and Eaton Vance. We looked back at how the bank has evolved over the past decade, and spoke to CFO Jon Pruzan about how it's positioned itself for big growth.