7 Safe Havens All Investors Should Have Exposure to in 2022 Investors who have a high exposure to stocks in 2022 probably wish the year would end. Unless they raised their allocation in cash, their losses in the portfolio are mounting. The war in Ukraine earlier this year increased energy costs in Europe. This raised the pace of inflation. Globally, most countries faced unprecedented inflation rates. In turn, central banks collectively raised interest rates. This dynamic is pressuring investors to seek safe havens. Central banks are fearful that their few tools to combat inflation will become ineffectual. The longer prices keep rising, the harder it is for banks to achieve price stability. As interest rates rise, investors are re-modeling the stock market’s fair value. Investments compete with risk-free cash. The higher this asset pays interest, the more stocks must compete for investor money. There are seven safe havens for investors looking to protect their gains. CF CF Industries Holdings $101.70 CNQ Canadian Natural Resources $51.69 CVE Cenovus Energy $17.64 JNJ Johnson Johnson $163.28 MMI Marcus Millichap $35.69 NVS Novartis $77.54 SQM Sociedad Quimica Y Minera $103.61 CF Industries Holdings (CF) Source: Shutterstock CF Industries Holdings (NYSE: CF ) traded as high as $119.59 before pulling back on August 25, 2022.