Financial Advice I Would Give My Younger Self – Planning for a Young Family As a planning expert frequently on the lecture tour, I often get asked, “What else should we know?” I always look at the younger audience members and think – if only I knew this back when. That’s the motivation behind this expert series on planning advice I would give to my younger self. Last month, I penned the first of four articles and began with the topic of planning for education funding . This month, I shall follow my younger self past college and my first job, and into the next “typical” stage in life – getting married and starting a family. SEE MORE Money Matters to Consider When Bringing Home Baby No. 2 When you meet the love of your life and are talking marriage, it’s often hard to think beyond the immediate excitement of the engagement, wedding, and honeymoon. Yet, discussing your financial philosophy with your future spouse is critical. You are, after all, entering into a contract to live your lives together, and therefore make decisions together, till death do you part. Consider a prenuptial agreement Here’s the dreaded “P” word: prenup.