Amex Gold versus Amex Business Gold: Which card is best for you? Summary List Placement Table of Contents: Masthead Sticky The American Express® Gold Card and American Express® Business Gold Card have increased welcome offers. Both earn Amex Membership Rewards points and come with valuable benefits and big bonuses. The best card for you depends on your spending habits and which perks you can use. Read Insider's guide to the best American Express cards . Amex has refreshed the American Express® Gold Card and American Express® Business Gold Card recently, adding lucrative new benefits and elevating their welcome bonuses. If you're trying to decide between the two, it's not a straightforward comparison — both have hefty bonuses, but their earning rates and perks are quite different. If you're a small-business owner, you're eligible to apply for the American Express® Business Gold Card — and you don't need to run a multi-million dollar corporation to qualify for a small-business card . Freelance and part-time businesses count as well. But if you don't have a small business, the American Express® Gold Card is the clear choice.