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EVO Switch period is now open for all Emerald members until 31 October 2024. Dial *134*20018# to switch to EVO today! We have made it convenient for you to update your details on the GEMS Member App. Update your personal details, contact information, and more in real-time today! Access your membership e-card and more on the GEMS Mobile App. Download the App today and experience the brilliant features!

Tanzanite One

Entry Level Care-coordinated Network Option

In-Hospital benefits within a defined hospital network subject to an annual hospital limit. Out-of-Hospital benefits subject to GEMS Network and FP nomination and Specialist rules

From R 1363 pm

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Beryl

Entry Level Network Option

In-Hospital benefits subject to an annual hospital limit. Out-of-Hospital benefits subject to GEMS network

 

From R 1538 pm

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Ruby

Mid-Level Savings Option

Comprehensive In-Hospital benefits. Out-of-Hospital benefits subject to a Savings account and Block Benefit

 

From R 3180 pm

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Emerald Value

High Level Care-coordinated Network Option

Comprehensive In-Hospital benefits within a defined hospital network.Comprehensive Out-of-Hospital benefits subject to GEMS network, FP nomination. Day-to-day Block Benefit

 
From R 2975 pm

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Emerald

High Level Benefit Option

Comprehensive In-Hospital benefits 

Comprehensive Out-of-Hospital benefits subject to Day-to-day Block Benefit and Primary Care Extender Benefit.

 
From R 3554 pm

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Onyx

Top Level Benefit Option

Comprehensive In-Hospital benefits 

Comprehensive Out-of-Hospital benefits subject to a high value Day-to-day Block Benefit 

 
From R 6162 pm

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Adults
Adult Dependants
Child Dependants
Child Dependants

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Qualifying Public Service employees could enjoy up to 100% subsidy from their employer.

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Join GEMS


GEMS was registered on 1 January 2005 with the purpose of ensuring adequate provision of quality healthcare coverage to public servants that is efficient, cost-effective, equitable and provides further options for those who wish to purchase more extensive cover. We’re currently South Africa’s largest restricted medical scheme with over 800,000 principal members and 2 million beneficiaries. We offer six (6) excellent healthcare Benefit Options, namely: Tanzanite One, Beryl, Ruby, Emerald Value, Emerald and Onyx. Join GEMS today and experience the Brilliance.

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Download our member app

Use the QR Code to download the GEMS Member App. Or get it from Google play or App Store.

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