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Best New Ideas in Money

Best New Ideas in Money

A MarketWatch special report exploring the next phase in our financial evolution.

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Don’t have a 401(k)? State governments have a retirement plan for you

Don’t have a 401(k)? State governments have a retirement plan for you

Ten states, in an effort to head off a crisis, have started IRAs for workers without access to 401(k) retirement-savings plans.

The end of the two-week pay cycle: How every day can be payday

The end of the two-week pay cycle: How every day can be payday

On-demand payment companies let you decide when you’re paid.

Here’s what it would take to make college tuition-free

Here’s what it would take to make college tuition-free

The free-college movement is making inroads, but funding and equality are big stumbling blocks.

How artificial intelligence could replace credit scores and reshape how we get loans

How artificial intelligence could replace credit scores and reshape how we get loans

Alternative credit scores — using data, in part, from customers’ smartphones — will be migrating from emerging economies to the U.S.

This is where cryptocurrencies are actually making a difference in the world

This is where cryptocurrencies are actually making a difference in the world

Countries in Latin America and Africa are finding stores of value in Dash, bitcoin, ether and other cryptocurrencies.

The next frontier in investing is ‘quantamental’ stock picking

The next frontier in investing is ‘quantamental’ stock picking

A merger of computing power and human expertise is lowering costs and increasing gains.

To boost the economy, let’s first change how we measure the economy

To boost the economy, let’s first change how we measure the economy

GDP, the value of a country’s goods and services, is outdated, which is why economists are devising replacements.

The ‘sidecar’ plan that could soon be attached to your 401(k)

The ‘sidecar’ plan that could soon be attached to your 401(k)

Emergency-savings plans would help Americans avoid financial crises, as seven in 10 have less than $1,000 in a savings account.

Bio-bonds: A new way to invest in the medical miracles of the future

Bio-bonds: A new way to invest in the medical miracles of the future

Karen Petrou is pushing for a funding mechanism that could attract a new crop of investors.

Here are the best new ideas in money

Here are the best new ideas in money

In this series we explore the next phase of money’s evolution, profiling 12 ideas with the potential to rethink money, upgrade its operating system and unlock exciting new possibilities.

Teaching people about money doesn’t seem to make them any smarter about money – here’s what might

Teaching people about money doesn’t seem to make them any smarter about money – here’s what might

Financial decision making is hard, but three promising ideas are helping Americans overcome common barriers.

The case for paying every American a dividend on the nation’s wealth

The case for paying every American a dividend on the nation’s wealth

Automation will displace tens of millions of jobs in the next decade, giving rise to the ‘free money’ movement.

Americans’ data is worth billions — and you soon might be able to get a cut of it

Americans’ data is worth billions — and you soon might be able to get a cut of it

Startups have emerged to enable consumers to reclaim information about themselves.

How changing the way we pay for health care could save money and lives

How changing the way we pay for health care could save money and lives

Walmart, General Motors and Whole Foods, in what may be a wave of the future, are contracting directly with health providers.

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