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The Moneyist

Do you have questions about inheritance, tipping, weddings, re-gifting, or any tricky money issues relating to family and friends? Send them to MarketWatch’s Moneyist.
/conga/personal-finance/the-moneyist/page_top_new.html 371271
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My friend gave me lucrative stock tips—do I have to pay him for his advice?

This man wonders whether he is obliged to give his friend a cut.

11:03 a.m. Oct. 13, 2018
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My 94-year-old mother-in-law racked up $68,000 in debt—or someone did it for her

This concerned relative believes someone else is spending her money.

10:57 a.m. Oct. 13, 2018
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Should I sell my $565,000 duplex and invest the money—or continue to collect rent?

This retiree is 60, has no debt and owns two other properties.

11:36 a.m. Oct. 12, 2018
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Should I use my family’s Amazon rewards points for my wife’s birthday present?

This man wants to buy his wife an expensive watch.

4:25 p.m. Oct. 10, 2018
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My late sister named her friend as beneficiary on 7 retirement accounts—can I contest them?

This woman feels shortchanged by her sister’s estate decisions, and says her health was fragile.

3:22 p.m. Oct. 10, 2018
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How do my husband and I split our estate between my stepdaughters and our son?

This mother is afraid her son will lose out if she dies before her husband.

12:41 p.m. Oct. 10, 2018
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I give my nanny time off—should I ask her to do extra babysitting as payback?

This father feels uncomfortable asking his nanny, who works over 50 hours per week, to stay late.

3:31 p.m. Oct. 9, 2018
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My brother assaulted my mother—how can we get him out of our grandmother’s home?

There are differences between guests and tenants under the law.

11:55 a.m. Oct. 9, 2018
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How do I cancel 10 credit cards without damaging my credit score?

This woman spends $1,000 per year on credit-card fees.

9:15 a.m. Oct. 9, 2018
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I love my girlfriend, but she spends all her money on vacations and clothes

This 22-year-old man saw his mother lose everything during the Great Recession and doesn’t want history to repeat itself.

3:04 p.m. Oct. 8, 2018
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My wife wants her name on my house, bank and retirement accounts—or we’re through

He is her fourth husband and she is his second wife, and they have been married for 8 months.

1:42 p.m. Oct. 8, 2018
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My wife transferred $130,000 from our joint bank account into a CD with an unbelievable ‘6% return’

What’s his is theirs — and the rest belongs to his wife.

1:18 p.m. Oct. 7, 2018
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My mother’s live-in boyfriend has no job, no money and a lot of debt—what happens to her house after she dies?

This woman says her mom’s partner is putting a wrench into her inheritance plans.

1:07 p.m. Oct. 7, 2018
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If you can’t afford to tip 20%, should you go to a different restaurant?

This diner wants to know whether gratuity should be a choice rather than an obligation.

10:06 a.m. Oct. 7, 2018
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After taking a DNA test, I discovered my millionaire uncle is actually my father

His uncle gave him over $200,000 when he was growing up, but he hasn’t received a dime in four years.

10:03 a.m. Oct. 7, 2018
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My boyfriend wants me to pay half his mortgage as rent—and calls my desire to buy property an ‘escape home’

‘What is a fair and equal way for middle-aged second timers to navigate housing and a secure future together?’

10:02 a.m. Oct. 7, 2018
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How do I protect my brother with autism from financial predators?

A total stranger once convinced this man’s brother to pay her $200 water bill.

11:35 a.m. Oct. 6, 2018
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This man must choose between his ailing mother and a job in another state

They both signed a power of attorney form he found on the internet.

3:23 p.m. Oct. 5, 2018
My uncle with dementia needs long-term care—should I refinance his house?

In his second letter to the Moneyst, this man seeks advice for an elderly relative.

4:17 p.m. Oct. 3, 2018
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My stepmother wants to put her name on the deed of my late father’s house, then she says she’ll split it

This man wonders whether his father’s widow is planning to keep the home for herself.

10:36 a.m. Sept. 30, 2018
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My parents spent $1 million on my brother—how can I stop him from taking their estate?

‘All of the potential scenarios for my parents’ estate seem to benefit my brother in some way.’

3:44 p.m. Sept. 25, 2018
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I lent my nephew $6,800 for his father’s funeral and he refuses to pay me back

This 80-year-old woman wonders if she has any recourse without a promissory note.

6:32 p.m. Sept. 22, 2018
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My mother left her entire estate to my stepfather—what can I do about it?

He willed everything to his biological daughter, who is now deceased.

9:09 a.m. Sept. 22, 2018
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This 90-year-old man with a Ph.D. in economics made a new will 10 days before he died—and it voided his prenup

Can a last will and testament supersede a prenuptial agreement?

9:05 a.m. Sept. 22, 2018
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My late partner left me with survivorship rights on our home, but her son wants to charge me rent

This man fears a costly legal battle to live in the home they once shared.

12:45 p.m. Sept. 20, 2018
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