Strike’s Post

As we embark on a new year, FinSecure is more committed than ever to being a beacon of resources, insights, and education for brokers and our overall industry. Our journey this year is all about empowering you with the tools and knowledge to navigate the ever-evolving mortgage landscape. Follow us for cutting-edge insights, expert education, and a wealth of resources that can help transform your practice. Join us on this exciting journey and be a part of shaping the future. #NewYearNewGoals #IndustryLeaders #FinSecure2024 #EmpoweringBrokers #FinancialEmpowerment #Budgeting #BrokerSupport #FinancialSupport #MortgageBrokers #BrokerAdvice #FinancialPlanning #MortgageTips #australianbrokers #bankingindustry #homeloans #InnovativeSolutions #FinancialServices

Learn about Xactus Flood Solutions at the MBA!

The calm before the storm. Today I’ll be speaking to some of my fellow PMS Mortgage Club principal on our PMS Zenith referral partnership. For brokers not advising on #businessprotection, consider the following: 1️⃣ There’s a huge awareness problem for both advisors and business owners…roughly 70% of business owners haven’t heard of a relevant life plan. 🤯 2️⃣ #consumerduty puts greater onus on advisers to deliver overall good customer outcomes, ensuing policies are structured correctly can aid in this. 🥸 3️⃣ If you don’t have the expertise in house, don’t worry. We are here to help with our referral programme. 😁 #sme #insurancebroker

#Tuesdaytip Unlocking the Impact of Credit Score on Your Monthly Payment Let’s break down how this invisible hand orchestrates the financial show! 1. Determining Loan Eligibility: Your credit score is a reflection of your creditworthiness. Higher scores often unlock the door to a wider array of loan options, giving you a better chance of securing a mortgage with desirable terms. 2. Influencing Interest Rates: The invisible hand of your credit score also sways the interest rates you’re offered. A higher score can charm lenders into offering you lower interest rates, meaning smaller monthly payments. 3. Impacting Private Mortgage Insurance (PMI): If your down payment is less than 20%, you’ll likely need PMI. But here’s where your credit score steps in again: a higher score can mean lower PMI rates, reducing your overall monthly payments. Remember, keeping your credit score in good health can make a world of difference in your financial journey! ✨ When you’re ready to make your move, I’m here to guide you every step of the way. 🤝 📲 8️⃣3️⃣2️⃣-4️⃣7️⃣5️⃣-8️⃣4️⃣7️⃣4️⃣ #fionarealtor #theandersonrg #dreamhomesdocometrue #fionafindshomes #helpingpeoplefindtheirwayhome #texasrealtor #thereisnoplacelikehome #SuccessStory #HappyClients #Gratitude #NewBeginnings #negiciation #buyertip

In transitioning from banking to launching Taylored Mortgages, Jen Taylor has not only reshaped her career but has also become a key influencer in the mortgage industry, championing women’s leadership and mentoring newcomers. For those new to the industry or aspiring to become mortgage advisers, Taylor emphasises the importance of collaboration, trust, and integrity. “Surround yourself with people in the industry that you trust and ask all of the questions,” she said. Read about her journey in the article below. https://lnkd.in/gstsyn7h #bankertobroker #mortgageadviser #NZbanking #bankingnews #newzealandbusiness #NZAdviser #advisernews

Over the next three weeks, our CEO Donna Schmidt will be sharing important insights on the upcoming Payment Supplement Agreement (PSA), a pivotal development in mortgage servicing. Understanding the PSA is more than just keeping up to date; it's about being prepared, proactive, and providing unparalleled support to homeowners. Here's why it matters: 1. Enhanced Loss Mitigation: Knowing the ins and outs of the PSA enables your business to offer more effective, targeted support to those in need. 2. Regulatory Compliance: This policy shift has the potential to create staffing and logistical challenges. Staying ahead of these changes ensures you’re not just compliant, but fully prepared. 3. Operational Efficiency: By adapting early, you can streamline your processes, making your services more efficient and impactful. Do you know how the PSA will impact your approach to mortgage servicing? Or do you have any questions on the PSA’s impact on servicing? Comment below! #PSASeries #MortgageLeadership #DLSInsights #MortgageIndustry #LossMitigation #MortgageEducation #ForeclosurePrevention #RiskManagement #MortgageServicing

For many mortgage brokers becoming an Appointed Representative is an easy decision to make due to the complexities and risks of regulation by the FCA. Joining a network is obviously attractive for a number of reasons, of which compliance is often a critical one. Choosing a network requires careful consideration as does judging your current network’s performance as services, offers, and standards of service vary greatly. - How does your existing network’s compliance stack up? - Are you being paid competitive rates of commission and procuration fees? - Are you paid on time? - Do you have the extensive panel of lenders & insurers you need? - Has your network undergone recent changes financially or at management level which has left you considering your options? - Are you receiving the standard of service you expected? - Do they give you an edge with innovation? If you are considering your options we can help via our directory of network partners. For more information check out the link below: https://bit.ly/432Sw34 #themortgagebrokerclub #mortgagebroker #mortgagebrokers

It was an absolute pleasure delivering 2 Mortgage Clinic Workshops today to the lovely Hayley Benn and the fantastic team at MHA 𝐌𝐜𝐈𝐧𝐭𝐲𝐫𝐞 𝐇𝐮𝐝𝐬𝐨𝐧 The Sessions focused on: - 𝐁𝐮𝐲𝐢𝐧𝐠 𝐘𝐨𝐮𝐫 𝐅𝐢𝐫𝐬𝐭 𝐨𝐫 𝐍𝐞𝐱𝐭 𝐇𝐨𝐦𝐞 - 𝐆𝐞𝐭𝐭𝐢𝐧𝐠 𝐭𝐡𝐞 𝐌𝐨𝐬𝐭 𝐟𝐫𝐨𝐦 𝐲𝐨𝐮𝐫 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 We had over 300 employees join across the two sessions and loads of questions asked and answered throughout. We didn't learn this stuff at school, yet it doesn't mean that we can't help people with their money & finances and it's a real credit to employers like MHA that are so invested in the wellbeing of your employees. Let me know if you'd like to know more and help employees in your organisation too! #workplacewellbeing #employeewellbeing #financialeducation