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Debt Cures: "They" Don't Want You to Know About Hardcover – May 1, 2007
Purchase options and add-ons
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Print length316 pages
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LanguageEnglish
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PublisherDebt Cures Llc
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Publication dateMay 1, 2007
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ISBN-100979825806
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ISBN-13978-0979825804
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Product details
- Publisher : Debt Cures Llc (May 1, 2007)
- Language : English
- Hardcover : 316 pages
- ISBN-10 : 0979825806
- ISBN-13 : 978-0979825804
- Item Weight : 1.2 pounds
- Best Sellers Rank: #729,368 in Books (See Top 100 in Books)
- #1,885 in Budgeting & Money Management (Books)
- Customer Reviews:
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Also, I wish this book was around when my son went to college. They were handing out credit cards like candy. He was working his way through school and used the cards to fix his car, buy books, etc. He came out of school deeply in debt and his credit rating was ruined even before he got out into the workplace. He's been working hard for ten years now to pay back that debt and his school loans.
This is a book on how to deal with credit agencies. There might be better books out there for building wealth, but if you need to get out from under a ton of old debt this is the book for you. Collection agencies will do illegal things to get you to pay for bills that have been written off by the original lender many years after the write-off. The original lender got a tax break on your debt they wrote off. These collectors bought the debt for pennies on the dollar and will squeeze you anyway they can.
It is good that there is a book out there for people who have gotten themselves in a mess they can't get out from under. If you have a good job and just ran up a lot of debt then try a reputable debt consolidation company (they offer their services for free). Otherwise, this book is a good investment.
If you don't have a debt company behind you, you'll have to deal with the phone calls and letters, etc. but most of their tricks are illegal !!! Pennsylvania and Texas have the highest laws against nasty collection agencies and I know of people who have actually MADE money suing their creditors for harrassment. (Yes, I'm serious) Each state, PA's is 4 years, has a statute of limitation on debt. Do you have a credit bill you've been paying on for over four years but not seeing it go down quickly enough?? Check into it....it may be "old" debt. I didn't believe a lot of what I read in his book so checked out some of it....and tried much of it. He's right !! I'm in debt due to increasing medical costs (I have MS and heart disease) and less insurance, and was getting angrier and angrier at the credit card companies, sitting back making BILLIONS for themselves while I chew on my lower lip and lose sleep. The last two creditors finally made me SOOOO angry I decided to sign up with Credit Solutions. It was an immediate weight off my shoulders!! Let 'em call !!! I have letters I can send telling them what they're doing is illegal and if they don't "cease verbal communication" I'll contact my lawyer. I had one collection call on Friday.....that flat, mono-tone, "pay or else" voice on the other end of the phone switched into pleasant high gear when I told her I'd sent them a letter and had the sig confirmation to prove they got it. She found it.....a hundred apologies.....and a promise that I will no longer be contacted. Much of what Kevin suggests DOES work.....no, it's not magic, but nothing is !!! I wonder if Kevin hadn't written his books....would the public know badly they've been scr*w*d as quikly as they have???