Welcome! This app will help you dispute your federal student loan debt from your school. It will guide you through a series of questions about your experience and turn your answers into a form that will automatically be electronically submitted to the Department of Education. You will be able to download a copy of the completed form after you submit to keep for your own records.
When answering these questions, please provide as much detail as possible. The more information you can provide, the better a chance you will have of getting a discharge. We recommend setting aside at least 30 minutes to fill out the form. If a question doesn’t apply to you, you can leave it blank and click
.If you have any documents reflecting your experience at your school, please gather and scan them onto the computer you will use to fill out this form before beginning.
This form is very secure. The information you enter into it will only be used for two purposes: (1) to submit an application to the Department of Education and (2) to help us keep track of who is filling out this form so that we can better plan strategies for convincing the Department of Education to erase illegitimate debts. We will never share it with anybody outside the small group of organizers and lawyers working to that end unless you expressly give us permission to do so.
By creating this app, we only mean to help making the Defense to Repayment application process easier. It does not constitute and cannot substitute for legal advice.
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Your Defense to Repayment Form has been submitted!
Please download and save it for your records.
You should hear from the Department of Education about your application within a few weeks. For more updates, check our blog.
Do you know any other current or former students of your school? Spread the word.
If you have trouble filling out the form, please email us at support@debtcollective.org